TakeHomePayUSAPaycheck Calculator
2026 Rates
2026 Tax Year

Know Your Take-Home Pay

Calculate your actual paycheck after federal, state, and FICA taxes. All 50 states supported.

Calculate Your Take-Home Pay
$

Enter your salary information to see your take-home pay breakdown

How it works

Three Deductions From Your Paycheck

01

Federal Income Tax

Progressive tax system with 7 brackets ranging from 10% to 37%, applied after standard deduction.

10%-37%based on income
02

State Income Tax

Varies dramatically by state. Nine states charge 0%, while California tops out at 13.3%.

0%-13.3%depends on state
03

FICA Taxes

Social Security (6.2%) and Medicare (1.45%) fund retirement and healthcare benefits.

7.65%combined rate
Tax Reference

2026 Federal Tax Brackets

Your marginal tax rate depends on your income and filing status.

Tax Rate
Single Filer
Married Filing Jointly
10%
$0 – $12,400
$0 – $24,800
12%
$12,400 – $50,400
$24,800 – $100,800
22%
$50,400 – $105,700
$100,800 – $211,400
24%
$105,700 – $201,775
$211,400 – $403,550
32%
$201,775 – $256,225
$403,550 – $512,450
35%
$256,225 – $640,600
$512,450 – $768,700
37%
$640,600+
$768,700+
Single: $16,100 deduction
Married: $32,200 deduction
Tax-Free States

9 States With No Income Tax

Living in these states? You'll keep more of your paycheck without state income tax.

AK
Alaska
FL
Florida
NV
Nevada
SD
South Dakota
TX
Texas
WA
Washington
WY
Wyoming
TN
Tennessee
NH
New Hampshire

* Tennessee and New Hampshire don't tax wages but may tax investment income. Always verify with your state's tax authority.

FAQ

Frequently Asked Questions

Everything you need to know about paycheck calculations and taxes.